Dave Ramsey: Caller Shares Passover Program Disaster!

Hi David, so I just came back from Morocco and decided to take my family there for a Passover program. >> did you spend? Uh it ended up coming out to about 20,000 a person. >> You spent $20,000 a person on a Passover program? >> Yes, sir. 20k. Jesus. >> And the whole thing was a scam. >> the total cost for the family? >> With all the kids and my grandmother it was about 80 grand. >> Oh my god. >> Literally there was no food. They didn't even have matzah for the Wait, wait, wait, honey, slow down. You spent $80,000 on a voluntary vacation to travel 18 hours to Morocco? Yes. And they couldn't even provide so much as an ounce of unleavened bread for your seder? >> Literally no matzah for the first night. >> Wow. Jesus. >> a joke. >> Well, let me ask you this, what's your income? >> Why is that important? >> Well, I need to know your income to get out of this. >> a lot of things, cash advance, real estate. >> Cash advance? >> bit of nursing homes and investments and things. I I I don't want to talk about it. >> All right, so you don't want to discuss it is what you're saying. >> Listen, thank god I make a nice living. >> So it's cash advance, nursing homes, real estate, but you don't want to discuss your income so you can get out of this debt. >> Yeah, yeah, I'd rather not discuss it. No. Wow. Well, let me ask you this, I assume there's going to be some form of litigation. Did you have a contract with this program? >> No. Well, I don't understand. How did you pay for it? >> I sent a Zelle and they gave me an address. >> You mean to tell me you sent $80,000 to a Zelle account and all you got was an address? >> That's correct. It was a nice brochure. >> Jesus. That is quite a mess, baby doll. >> My kids were thirsty, Dave. >> You couldn't even get water for your kids? >> Nothing. Mamish nothing. We had to bring our own snacks. >> your own snacks? >> Yeah, just like some candies, potato chips. >> How much were the bag of chips? How much was the What do you mean? How much did you spend on the bag of potato chips? >> Uh each bag cost about $25. Oh, wow. You spent $25 on a small bag of potato chips? >> Well, we also got some chocolate lollies, macaroons. >> Jesus. It was bad. Well, let me ask you this, are you aware of how absurd the situation is? >> I understand. I understand. >> to make a distinction between necessities and luxuries and this clearly was intended for a luxury that turned out to be a nightmare, is that correct? >> Not just a nightmare, it was like a bad dream. >> no contract, you spent $80,000, money you could have saved, and instead of taking that income and putting it into savings or paying off your debt, you decided to travel 18 hours with a 98-year-old Bobby and six children? >> Listen, it's hard for my wife to make Pesach at home. >> sure. Well, I'll tell you this, before we bring any lawsuits or talk about litigation, we need to discuss your spending and rein in your spending. >> I know. I know. Okay? I would do this, for next year you can get a place in Orlando, there's like a thousand of them, they're all identical, they have fun rooms, you can all go in there, you bring your own food, so you're saving income, you're saving money. You go down to Orlando, do not go to the parks, save that income, get a nice house with a pool. You rent it for a week, you go down, you ship your food, you spend some time with your Bobby, your children and your family and you have a nice time. If you can't make it down to Orlando, you simply stay home, you save your income and you pay off your debt. >> Okay, I understand. Okay. But thankfully I don't really have debt, so. Well, how you saving that money? >> I don't pay any of my taxes. Jesus.