Borrowed Wealth

Welcome back to everybody. Welcome home to everybody. It's >> [applause] >> It's interesting. I was driving I was driving to Yeshiva this morning and certainly coming back, all of us getting having had spent like really quality family time. So, it's hard to always end the family time, being with your kids, being with my wife all day. And to come back is hard, but I called my wife to express that I'm thankful the place I go, that I'm very appreciative to be here. Very. It's still always difficult coming from family time, but I really appreciate what we have here, what we're part of, and it's exciting to be back here and to learn together and grow together and schmooze together. It's been a wonderful day. I want to specifically welcome everybody back. I want to express how how wonderful it is two brothers are here. And I always like we're we're a sugia of mishpacha, family, and I always like when people are there for their brothers. And watching Yonatan over the year close to Yididya, this is the truth. I didn't know we'd come back to finding Yididya and Yonatan here. I want to welcome Yididya and Yonatan. [applause] Yonatan My dream, my hope is that we just kidnap Yididya and have him here. And maybe we'll kidnap Yonatan also Are you working these days, Yonatan? Wow. So, the boss let it anyway to bring your brother. Yeah, he is. Good. Thank you. Thank you. Welcome really a welcome back to everybody. It's good to have everybody back home. Chaim Zev, welcome home. Thank you for being here. Thank you very much. I want to share I want to share a subject. Avi, welcome home, Avi. >> [applause and cheering] >> I want to share I want to share I want to talk about Chaim Zev. I want to talk about a very, very delicate, sensitive topic. That that I need to like give an introduction. I'm going to share something with Chidushei Rim. Something that I think is incredible. I like very taken by this vert from the Chidushei Rim. It's not a cute vert. But it needs an introduction. Because money is extremely important. And money is going to be every single guy here is one day as a Sukkah Sham going to be married to a wonderful wife and have children as a Sukkah Sham. And by the way, when you get married and have a wife and children, you need to support them. And you're going to promise you're going to sign a ketubah and you're going to promise to support a family. I I'll tell you something interesting. That that sometimes I'll go somewhere, I'll travel to speak somewhere and I make money from going to a speech. I'll get paid sometimes. And I like bringing home a check. It feels very, very good to bring home a check to my wife. Very good. It's kishkes. A man promises to support his wife and to keep what you promise a big thing. And a man working, supporting a family is very, very special. The Gemara Bava Metzia describes somebody who's oseh chesed kol hayom ve kol halayla is like completely mistabeik b'chesed. Who is this person? The Gemara says a man who works to support his wife and children. So it's a very big deal. A guy goes to work in the morning, earns a parnassa. I picture Avram, you're going to have a beautiful family, Avram. And you're going to go every morning and you're going to go work, support a wife and children. It's wonderful. So, money is a very Chaim Zev, the older I get, I'm getting much more into money. I'm very happy. I'm getting more into money as I get older. I wasn't always like this, but I'm really appreciate money's precious, so cool, so special. You know, it's with money, you buy your kids a pair of pants, you need money. One day you're going to want to do chesed and you throw. You're going to want to buy you're going to have cool kids. You're going to have to buy a nice pair of slacks for your kids. But a man mission, a nice pair of slacks. Pants. Slacks are just another way of saying pants. I don't know. Cool slacks. Isn't that just the way of saying pants, Chaim Zev? I thought it's Not anymore? Okay. I did myself, but Is slacks so out of touch to say slacks? I didn't know. I did I didn't think But a guy Yeah, us English fellows say trousers. That's what we say. But I thought Americans say it's slacks, like a nice pair of pants. Anyway, whatever you want to call it, to buy your child a nice shirt, you got to You want to buy your child things, costs money. Money's very, very precious, a gift from Hashem, incredibly, incredibly valuable, tremendous gift. And you own your money. I'm not I'm not It's not really yours. You own your money. By loose is a big sugia. Ownerships are big things. I get upset you did I want you to remember this. Be very careful. One day you're going to have beautiful children. You who do I want you to remember this. You're going to have beautiful children. Do not force them to share too aggressively. People get your kids they get nervous they freak cuz your kid you're going to invite over you're going to have these cool kids Yoda and he's going to have a friend over your son's going to say mine and he's going to grab all the Lego. Mine. The kid and you're like oh you're freaking out. I don't know why the kid would badmouth the son. Kid don't worry. Calm. Your kid's going to be just fine. Bylaws is very important ownership it is his. Tis. And that's like an appointment. Mine. You'll see very young age is mine. That's not badmouthing. Oh my kid is badmouthing he doesn't share and often the kid share and just like a beaten up kid doesn't have any bylaws. There's no I need. Very good he has an I need. The self wants to acquire. That's very natural. To want to acquire is very natural. The one mine is wonderful. Now you have to balance it as a parent because you want your kid kids are not going to want a kid who says mine it's not very fun to be his friend. And you want his friend to [clears throat] come over. So quietly you'll you'll make sure the other guy gets stuff that's his also. But don't rip it out. Don't force your kid. He's he's asserting bylaws. People teach their kids to share before they learn bylaws. I don't know if that's a share. A little kid people go to little kids they can Mommy have a lick and the kid like wants to give Mommy then remembers that it's mine. It's a lot of fun to watch. On the plane somebody's holding a little kid. Can Mommy have a lick? And the kid's like then the kid like huh. Then the kid like pulled back like that was like yeah it's tempting Mommy to have a lick. Yeah you find your lolly this is mine. I was like impressed the little kid can Mommy have a lick? They started moving over then remembered it's mine. Bylaws is a big thing mine. I own this is mine. Don't be too overly aggressive now. The way you teach your kids to share is you share. You share your stuff. That's the best they see sharing, they'll learn to share, don't worry. And you have to work it out cuz they're not going to be a very good chill if they're always mine, mine, mine. So quietly behind the back, pass some toys to the other kid also. Make sure you work it out, but it's very, very normal by laws. A sense of mine is very normal. And there's something called by laws. People own things. Ownership is a big part of this world that you can own things. Mine. This is mine. This belongs to me. I'll tell you a funny things with by laws, a very funny thing. I'm going to advise, don't get upset. I'm only going to tell you this if no if the guys promise not to get upset at the parents if I say so. No, it won't help saying it, don't worry. You might get upset. Nobody meant bad. I'm just advising for your own families. You who the one day with your children, I'm very into you could do punishments, be strict, be lenient. It's probably not a good idea. Things you buy your kids to take it away if they misbehave. If you give them a phone, don't shut off service and miss it. Don't take it back. Cuz what will happen is you don't give your kids gifts. You just give them What what's a leash? It's a leash to control them. It's not a gift. See, because then you gift it to your kid, it says now don't take it back. Don't know, but if you're not behaving, I'll shut it down. Otherwise, you stop. Now, don't get angry. Your parents did this. They meant well and it you still turned out amazing. So clearly, I'm not saying a rule. It's probably better not. Don't use gifts you give your kids as ways to control. Otherwise, you can never give them anything cuz everything's very conditional. If I may To me, you buy your kid a phone, he owns the phone. Again, I it's on the recording. I'm not trying if somebody does it different. Any child, don't use this against your parent. The parent has a right to do it different. It's advice, not a The only ones are the ones Hashem says. Advice is probably if you give your child something, don't use it to control him or her. You gave it, you gave it, give. By laws, ownership, people own things, it's theirs. You give it to your child, it's his. There's something called by laws. I hear I hear I There's such a thing, people give things for certain times. Like they don't want the kids staying up late at night. Make sure they get to sleep on time. I like that. Don't let your kids up. I'm not I'm not the push over. For For all you have to be tough on your kids. None of this light stuff. I like tough. The kid goes to sleep on time, into bed. I hate you. I don't into bed. Don't None of this. I get nervous. Yeah, I get nervous. The guy is going to be too soft. You're allowed to be firm. You're allowed to be strict. You're allowed to say now is not the time you're not playing computer. However, don't be afraid to be strict, to be tough. Connect and relate and be present. Everybody do your style. I'm not here. I'm not literally not There are different styles that all work. Be connected and be present. Be close to your children. Close, but you're a little strict, you're a little more lenient. I'm not here. I'm not telling guys how to be honest. Yeah, yeah. Loving and present. If you lean, you got to be careful also. You got to also You have to be careful. The person has to be present to their child. Very present. Daniel, what I want to say is like this. This is what I'm going to get to. But I want to get to It needed It needed an introduction. You'll hear why. Very sensitive. If somebody says this to share him, every truth could be dangerous. What we're going to learn together could be very dangerous and misused entirely. What I'm about to say can contradict the value of money and can contradict to something called by laws. So I want to give an introduction. that's something called ownership. You own things, not me. It's yours. I can't just take it away. It's yours. It's yours. Sometimes even nobody means bad in school. They'll take away you can't be a guy if it's his. He really owns it. Like real. By this is a real thing. Somebody owns something. People really own things and and it's given to them and it's theirs. I don't demand this for anybody. I think at a certain age there's advice. I think at a certain age and I'm not saying what it is, maybe 18, 20, you should give your kid his room. I think so. And you just you go in there only with reshus. I think it's again, somebody could argue. I'm not coming here to be strict on kids. There's something called by this that I want to express. There is something called by this. Now so I think it's very important to know there's something called nothing I'm saying is against that there's something called by this and money is crazy valuable, crazy. You're all going to have a wife and children. Rent is expensive my friends and you have to earn money and Hashem gives money. Somebody could pay for rent. You you know you know if you have money you could buy shabbos food. It's crazy. Come on let's buy your family. Could buy nice treats for your children for shabbos. Could buy your kid a pair of pants, a big thing. A nice shirt man. Your daughter buy her nice clothing man. but man nice stuff. Man the best stuff. You know what it means to buy your kid a fancy coat is a big thing. But a nice one. He might need it. You might have a son who needs a moose knuckle coat needs it. So you have to make sure and you get money and you could buy a moose knuckle knuckle coat for your son is wonderful. So money is very precious. Money is important. By this is a real thing, ownership. So now we could roll up our sleeves. I it needs that introduction otherwise it could be misused this kadosha rem. I need the guys to come from this place of understanding. Now kadosha rem listen to this. I think this is magical. I think I want Avi to hear this. This is Yehuda, I want to learn Torah with you, but real. He's not saying tzaddikim didn't learn when I quote the Khidushei HaRim, please understand. Rebbe >> [snorts] >> Zvi and I together are becoming Chassidish. What's happening with that? We've spoken about this. This is a tzaddik learning Torah. Rebbe Zvi always says, if that's p'shat, then I'm in. And I mean this. They're tzaddikim real, they're not trying the Khidushei HaRim wasn't hey, let me say something sharp and like gishmak. You're not trying, I promise. They were absorbing Torah. The Khidushei HaRim was coming from the Beis Medrash Rabbeinu. And when you learned, you guy got Yidden like would like Torah. Yidden like Torah. And Yidden will Yisrael Ve'Oraisa Echad when you learn like this. They learned very personally. Hashem was talking to them. You'll hear how the Khidushei HaRim learned Torah and you'll hear you'll you'll hear what a tzaddik like learned. He wasn't trying to say, oh, it's so gishmak what a chabura. Hashem like spoke to him. So, listen to what the Khidushei HaRim heard. I hope you'll learn Chumash different when you hear this. Came the Khidushei HaRim in Parshas Lech Lecha years before, God promises Avraham Avinu that your children will go through a lot. Va'avodum Ve'Inu Lo Yisam. They'll be pained. They're going to get to servitude. They're going to go through very hard years. Your children that you're dreaming of building your people, Am Yisrael, us, are going to go through very hard years. Acharei Kein, after these hard years, Yeitzu Be'Rchush Gadol, they'll get out and they'll be rich. Hashem promises Avraham Avinu that we'll leave Mitzrayim rich people. Acharei Kein Yeitzu Be'Rchush Gadol. Now Hashem keeps this promise twice. Weirdly and it's not what I'm talking about today exactly. Hashem keeps this promise of leaving rich twice. When we initially leave in boy. So Hashem asked us a favor. We just wanted out of Egypt. Nice to see him. >> [applause] [music] [applause] [music] >> I get it. I get it slider. I get it slider tells me all the water in my music is beautiful. He said I love it. I live for it. All the water bear music is beautiful. He said but there's one song you with me. There's one song is what he said all the music. He said there's a song it's different. He was like waxing poetic. He said what song what song? He said there's a He said we He asked me and where can I get a hold of it? Where can I get a hold that song? He like was moved beyond. I'm telling you a story. That song cuz it from Erica hearts to the world. My was wild. Yeah yeah yeah you didn't fly. He's representing thousands of you. But he said that song he said he asked where can I get a hold? >> [applause] >> He was upset that has to be recorded. told him where to access it. So welcome home Erica. >> [applause] >> Why? Why is like why do you like vanilla ice cream? It hits it hits it, hits it. What can I tell you? >> [laughter] >> True story. Two witnesses, two witnesses, me and That's what he was asking why the Maisha's Eric or son. No, he liked the specific Maisha's. Now we're getting Now we're on the same page. We're on the same page. We're on We're on the same page now. We're on the same page. >> [laughter] [laughter] >> Rabbi Rabbi you got to get on the Maisha's Eric chant, Rabbi. Now I'm happy. Now I can get Okay, I'm catching it. You hear what he's throwing at me? You hear what he's doing? So he asked the two children. Yes, like this. So Hashem promises when we leave Mitzrayim, you did your Avram. I'll be with me. I'll be stark with me. Hashem promises when we leave Mitzrayim, I'll be wealthy. Yeah? So before we leave Mitzrayim, we just wanted out. Mechi. We just want to leave. We're sick of being We were tortured for many decades. We just want to leave. Hashem says "Daber na b'oznei am." Please speak to Klal Yisrael. "V'yishalu ish me'reihu." They should borrow from the Egyptians money. Before you leave, I need you to be rich. I promised Avraham Avinu you'd leave rich. So please borrow cash. And Hashem gives the chein on bene Mitzrayim. >> [clears throat] >> The Mitzrayim liked us. Now, upon exiting Egypt, we're loyal to God. So, it says, "By uvnei Yisrael asu k'dvar Moshe." They did what Hashem asked us. "Va yishalu mi Mitzrayim klei khesef v'klei zahav u'smalot." We borrowed a lot of money from the Mitzrayim. "Va yinatzlu Mitzrayim." out Mitzrayim with borrowed money. So, we became rich like Hashem promised cuz we borrowed Mitzrayim's money. Now, that we owed it back. We borrowed it. Later on in Parshas Beshalach, this past week's parsha, we became much wealthier. The Mitzrayim, bizarrely, when they went to chase us in the desert, brought all the money of the kingdom for some strange gzeirah min Hashamayim, that they decided to travel the fighting us to bring all their money. When they attacked us, they end up drowning in the Yam Suf, and we got all their money. They were dead. We won the war. Hashem deaded them, and all their money is ours. That was the covenant. All their money All their money became ours. The question the Chidushei HaRim asked, and a Yid in Florida asked me this kasha. I was proud of him. And anybody who reads the story, Hashem promised us to be rich. Why do we become rich borrowing money? It's not ours. Asked the Chidushei HaRim such an intelligent question, Avi. Why do we first become rich from borrowing money, Avi, from them? That rich means you own it. Ba'alos, ownership. Mine. >> Now, I want to admit that if you borrow a lot of money, you're still rich cuz money makes money. You're You could You're rich. If you could borrow a million dollars for a few years, you'd be a zillionaire. Borrowed money helps. So, I do want to express that. Somebody lends you money for a business, money makes money. So, if you have access to somebody lends you $10 million, you're a stickle rich in a funny way because money makes money. But, it's a pella. Why is our first money the promise to leave God? Now, if you listen to the Russian king then they'll leave God with a big wealth. One would guess you would own it. What's not owned? Show me where it says They borrowed. To borrow is God speaks to them and says speak to them by the to borrow here is place by the they borrowed. Why do you have to give it back? Why? Yeah. Now, they died. They died then it's ours. So, I want to admit I want to admit what what you would have said that you borrowing it's not by us but it's it is good to have a lot of money. And one could say you're rich if you if somebody hands you $100 million you have to give it back you're rich cuz $100 million makes $100 million it makes a lot of money. Yeah, true but you'll return $100 million $100 million could make hundreds of millions. We got permission. It's yeah. We want to know so they couldn't deny but they ended up giving permission. They liked us they were like please here whatever we could give you we want to help. We had it but they all died. All that we killed them at the end so then it became ours. It says they borrowed it. Yes, what is the that I shall said to borrow? It's like a palace Heim says. People like miss that one word. Hashem and he was going to give it to us later, but he first wants us to borrow. you like the kasha? First was delicious to learn Torah like really hear the words. Hashem said we'll leave rich and all the money was borrowed money. What? A palace. Means to borrow. The shale was borrowed. Is it Sounds to borrow. >> mine. Shale means to borrow. The Torah says in learns Torah. You heard the Torah says in kasha why did Hashem promise us to leave rich? And what was all the money we got? Borrowed money. Why? Now I want to express that even when you borrow money, you're very rich. If you borrow 100 If you have a credit line of 100 million dollars you could spend, you're a rich man. Cuz money makes money. So I want to express there is you could say they left wealthy cuz they were able to borrow 100 million dollars. If you borrow 100 million and you could have 100 million, you're quite a rich man cuz money makes money. But it's still strange. Hashem said it you'll leave rich and he and we borrow. Heim said, "You ever notice this?" So Artscroll learns like Arya. The Russian in the Torah and and learns like Arya that it just means request the money. The Torah says Artscroll's bothered by this kasha. What? Artscroll says like Arya learned that it means they requested money. It doesn't mean they borrowed it. The Torah says it's not like them. The Torah says it just means and they should ask. Means a Russian shale to borrow. I mean a few days ago when you were saying that And it says here that by them in Egypt it says here They requested sounds like Yes, Daniel. A few days ago when you were saying that that like the Egyptians were getting paid for their work, right? You said that. The Gemara speaks about such it's said that Shimon the magician then later on said pay us back. They did owe us billions to counteract cuz we worked hard to Sugya. >> When you were talking about that you were saying that the Egyptians paid them. You were saying that the Egyptians paid them for their work. I just said that even what we borrowed like if somebody owes you millions and you borrow millions I was It's a good child if you borrow but they happen to owe you that amount. These are good childs. They owe us millions and millions and millions that we worked for nothing. But what I want to express here I want to share Hadushia Rem. I think it's remarkable what he says. Israel, you hear his kasha? He is Hashem promised us we leave Egypt rich. The first time how did we get rich? We borrowed money from them. But I thought we're supposed to leave rich. Now borrowing millions does make you pretty rich cuz money makes money. But why didn't they make it ours? Why didn't Hashem make it ours? It says Yishalum Mitzrayim. They lent them. Right. Ayashilum. Sounds like it was a loan. Aaron, you hear this kasha? They were promised to be rich. The money they got was lent. Why did Hashem have them lend money? He let them own the money. How is it not owned? Cuz it was lent by the Egyptians. Borrowed. He has He has borrowed it. It's not yours. Then you have to give it back. If you If you borrow a car it's not yours. So Milvaukee lights in the You will >> gets laundered. The Gemara says all over Milva light when you borrow money, this money's yours. You have to return other money. You still Oh, why does Hashem make it so funny that you have to pay it back? Why? Like you're making us rich as like a happier. We're rich and it looks borrowed and that's how you get rich now. Yehuda brilliantly says but when you borrow money, the money's yours. The Gemara says like him. It's called Milva light sun in the cuz you're allowed to spend that cash. So, this money's mine now other money. See, if I borrow a car, I can't sell it. So, when I borrow a car, it's totally the guy who lent it to me. When you borrow money, the money's a stickle yours. You spend it Milva light sun in the. Milva means cash? Yeah. So, this young man Yehuda says that's so Why does Hashem do it like this? This is all like this. Hashem promised us rich. He knows what rich means. Give us the money. Our initial Now, by the way, later on it was ours no string attached. By Krias Yam Suf, we got like much wealthier and it was all just ours, huh? I knew this would come. I pictured the year like you're going to be rich. Then we like lent a lot of money. That's what you learn here. Then later I was like, "Shoo, I knew Hashem meant better." Why do you do that like this first step is funny. You'll be very rich leaving Egypt and we become rich sort of. Yeah, you promise somebody he's going to become rich and he's driving every Bentley and fancy car, but it's not his, it's somebody else's. I thought you I thought I hear. I thought it's good. It's good and and when you borrow money, you're in good shape. But that's not the assumption of Acharei Kein Yeitzei B'ruchush Gadol. You're going to have a lot of rich. The And later on it happens. What's this first step? Fair question of the Kudsha Rimi Yisro. He says something so beautiful. But it needed all the introductions. Jonathan, I want you to hear what the K'tav Sofer said, what the Sadiq said. It's so cool. He's not saying something cute. Please understand that they studied the Divrei Hashem. The K'tav Sofer like pondered and really cared what's Hashem saying. He wasn't trying to be cute and CD. He wasn't saying a geshmak of work like krecht and sharp. He wasn't trying to be curt. He wasn't trying to be sharp. He was trying to connect to the Divrei Hashem. God spoke and big Sadiqim really paid attention. Like they really wanted to absorb Hashem's word. It's a different way of learning Torah. Like they really want to hear what's Hashem saying to me. So picture the K'tav Sofer in K'tav Sofer learning Torah and he's saying, "What's Hashem saying? You'll be rich." And then we're like, "Rich in this way?" And later on it's hours. How do you hear the K'tav Sofer's kasha? Hashem promised you're going to be rich and how did we initially get rich? Money that was borrowed. The Chovot Halevavot. The Chovot Halevavot. The Chovot Halevavot was written by whom? Thanks for the silence cuz we don't know. We're not certain. The assumption is Rabbeinu Bachya. That's the accepted theory. We're not It's not definitive. The assumption is Rabbeinu Bachya. This great Sefardi Rishon wrote a mussar sefer. That's one of the most most studied mussar sefarim in our people. And and in this mussar sefer, Chovot Halevavot, what duties of the heart? The Chovot Halevavot writes an introduction to a sefer that people are keeping the external commands, but they're not keeping the internal. We have to be mechazek the Chovot Halevavot, the duties of the heart. If I describe this yeshiva in many ways, I would call it the salvavidas in many ways cuz the guys are speaking about the inner world, not just doing things externally and not just doing things performatively, but connecting in an opinion honest like my inside my kishkes comfortably and presently connecting to terminuses. Comes the salvavidas and he says an incredible way that you didn't view money. And I want to share this with the what he says. There's a possuk that says "Ish as kedai shav layaya." A man owns his trumah. Kedai shav means his holy stuff. You have to give trumah. When you have fruits and vegetables, a person takes off trumah. Says the possuk you own your trumah. "Ish as kedai shav" a man is holy stuff "layaya" belongs to him, you own it. Now, what does that mean you own your trumah? Who Who's the cohen here? Hands. Who are cohanim here? Hello. Hey, what? Hey, what? Hey, what? So, we're going to give trumah to anybody here besides trumah is the is when you when you grow crops, so you have to give to the cohen. Midderabbonan you give anything. Midderabbonan depends if the more generous should give how much? 1/40th. If you're an average giver, 1/50th. If you're a little stingy, 1/60th. So, you give some a certain amount to the cohen. The Torah says you own it. I own the trumah. My lady eats the trumah that I grow. My lady eat it. "Kayamis of the shamayim ossur." Don't you dare cuz it goes to the cohen. I can't eat it. Could the cohen even give me to eat? No. Only a cohen can eat trumah. Could I be nanna? Could I sell it to the cohen? I have to derive it to sell to the coin. I get zero zero anything from the tumor. So why did God say it's mine? What does that mean? Yours. What does God mean it's mine? It's not mine. I can't eat it, can't bend through Huh? I'm not allowed to eat my my food. I'm allowed to eat this I can't eat. I can't eat. I get to choose which coin I'm giving it to. Says you hold the Let's say your coin knocks at my door Kalish says give me that tumor I could say no. It's called in Hebrew Avi the words I want you to say the words Avi. Say the word toiva sana. Toiva sana means the right to choose which coin. A coin can't come to my truma and rip it out of my This is the only thing I own. The only thing I own is a coin can't come to my property and rip out the truma out of my hand. I could tell him hands off. He says but it's not yours. I can't eat it, can't derive any pleasure, but I get to toiva sana. Toiva sana is I get I want to give it to A Y. I get to choose A Y. No coin can come and demand it from me. So when Hashem said is kedusha a man's holy stuff year you own it. What's ownership? You choose who gets it. Now I have a kasha. God spoke so misleading. You say it's mine? I don't own it. I can't eat it. I can't have pleasure. I get to choose where to put it. Hashem like tricked me. He said truma is yours. Mine? I can't eat it. The answer the Albus says that a year views all by this is how we view money. I say this this is very delicate and sensitive. Cuz there's something called by this. But the way we view money and all gifts from Hashem, good looks, good voice, money, all physical things, Hashem put it by me and I have the right to decide where it goes. Hashem gives the world a good voice and puts it by one with the right to decide where he puts his good voice. Hashem gives good looks, put it by one, where how do you use this? Where do you give it? Hashem gives social acumen, social ability. He gave it when he makes one cool that makes everybody has something from that one. You decide who to say good morning to, who to encourage, who to lift up. >> Wow. That's how we view by us. It's crazy. The Hava Lava writes it's a reason. When he had his money this very sensitive, it's not really your I'm not saying that it's yours. I'm not like saying it's very delicate. Are you saying when a guy works hard and earns that money it's not his? No, he the money is his. You know what his means? That Hashem has money, a lot of money, he has it really as a whole. Hashem wants to give the world money and he'll put it by one guy to give money to everybody. So what is the guy what's by us? I gave it to you cuz you get to decide where it goes, who it goes to. That's how we view by us. He says the Hava Lava writes, imagine somebody hands you $10 million. He says, listen, I was once handed a crazy sum of money. Some the the community was going through something and a lot of the men in the city didn't have money. Somebody handed me an incredible amount of money, said give it out to the men. Now that money wasn't mine, I'd be a thief to take it. It was given to me to use. The Hava Lava says when somebody's rich Hashem says you take what you need to live and the rest I want you to you use, but you get to decide what needs. Crazy. I'm very into a people ask in stock who they should give their money to. I've learned the Sugus, you should do you should do people closest to you. Your relatives, your sister comes before anybody. Your neighbor comes. Also causes that are close to your heart. A guy has a certain money and he likes a certain thing in Eretz Yisrael. He likes something that's huge because Hashem gave it to you and this is close to you. So you give you you give it there because it's close to you. People asked if Zalman how they should give the money. The guy came to money or Zalman said that Hashem give me the money or you the money. So he gave it to you. You have the type of sender. What what's close to your heart? So the way you you use by less the chiyuv tzitzis, this is crazy. The way we view gifts we have is I have the right. Could you imagine a guy has a gift, he has the right to decide where it goes. That's how we view by less. That's like a crazy way of viewing by less. It's not I want to say this delicately so nobody will not communist. People own things. They momish or I'm not making light. See, it's a very dangerous thing you're saying. So there's no ownership, there is. Communists like take away ownership. That's horrible. There's ownership. What's mine is yours and yours is mine is bad is Am Ha'aretz. This is bad stuff. We own things. But your ownership that you have, what you own is the right where it goes. It's type of sender. When Hashem said by truma, you own it. So it's like I own it. Come on, I don't really like no all your by less, you own it like you own the other things. It happens to be here. You can't eat it or have pleasure. But the lot the by less is the regular by less. You decide where it goes. That's how we perceive by us. It's just Kadish of Laia. Is the right way out to put it. That's literally how we see ownership. I yet as a lot of my say, thank you Hashem. You're putting up I made it to say where it goes. He should hear Hashem talking to him. You decide what you want to name. You momish I want and you have it to for where you put it. It's not yours. It's It is yours. That's what by us is. So says the K'dusha Rim, this is wild. Says the K'dusha Rim, Hashem planned us to give us money, but to train us to how to perceive money, how to relate to money. The money we have we had to give back. It was lent to us and of course later subsequently became ours. But to train us what by us. We were just becoming We were over them till now. As a people we were free and it was our first relationship to money. It was all put by us as a loan. We got to pay it back and it was to train us this truth about money. The K'dusha Rim writes I think is like brilliant. >> train us. Because the money we had we had to give back. That's the attitude of all money. So our first time we touched money it came to us in such a manner as to train us to what the truth is about money we own. It's a Kadish by us. It momish was a Kadish. The Mitzriam said use it. Please use it and then you'll give back. It's meant for you to use. Says the K'dusha Rim, I think it's brilliant that Hashem was training his people, our people, to relationship to money that is a Kadish by us. That's the K'dusha Rim. I think it's brilliant. I think it's accurate. I think if somebody understands this it's a whole different relationship to gifts. I'm not saying this all I should maybe ask to go to go outside for a minute. If anybody would think the way he relates to having a good voice and all the gifts we all have gifts. If we would relate this way and we should have a pride and a celebration. So good to have gifts. The the the Alter of Novardok was proud he was good looking and was excited to get money is quite a gift. Quite a gift. And Hashem gives us things and we're proud owners of stuff. But the attitude that Hashem gifted this for the world. And how could I share? When I see a guy is a good basketball player and he doesn't use it to like make people more comfortable. He's so blind to the gift. When a guy is cool, Hashem gifted the community. In Yeshiva I see it that way. When one guy is cool, we all like feel cooler. Cuz it's like shared. Cuz it's shared. He says a good morning. He's nicer to others. When one guy is good looks was a gift Hashem gave to all of us. We're all blessed with his with his good looks, with his voice, with his Hashem blessed. And the attitude of the one who receives it is such a cool way to view it. The cotton value. It's an incredible view of gifts of Hashem that Hashem gave me the chance to decide where it goes. And what I own is the right way to put it. Where should I use this? How should I use That's what you own. Is just Kadish of L'yechi is not a one-time exception. That's our perception of by loss. You hear why the dangerous every Chaim Zev I gave like the introductions cuz I'm not here like maching of that money is and nobody own. I'm not here for that. Money is and and it's a big thing. Huge thing. Chaim Zev says it can become like a heavy pressure. It's true. There's a truth to that. But but I the truth has By the way, he's right. Anybody understands people gets rich the way we understand it, especially to a heavy pressure. But every gift is is pressure. It's opportunity. Yeah, we here we here for It's opportunity. We all have to become It's almost like, "Whoa, Hashem." Anybody who has any gift of everything of good looks, of social So, what I'm supposed to use it for people only? My goodness, yeah. There's responsibility. But I I think I think deeper is opportunity. Since I don't mean like so I'm not saying it as a way so I get punished for not using it. It's a tremendous gift. It's the deepest gift in the world. Could you imagine Hashem wanted to give the world money and he trusted me to hand the world to hand it and to decide who gets it. He wanted to give the world chizuk, so he made He gives me this and I get the opportunities to hand it out. Could there be some pressure in this? I don't think that's the overriding The overriding is a deep joy that I was trusted for this. So, what's the Why would they only buy Could we say So, he's he The Torah Shebe'al Peh is explaining that the money came to us in an ifen that would always train us how we should view money by us. That's by us by us. So, I the start of our relationship the first time you're getting money here, use it. It was mamash given in such an ifen, use it, please. Where do you want to put it? Then you pay back. That sense that it's a kadan by you. It was a kadan by us. It's an attitude towards money. It's like To me, he's probably right, the Torah Shebe'al Peh. The attitude towards money, the sense, the understanding that there's like an accounting. Somebody's putting it by me, allowing me to use it for something, but but it belongs to a by them. That's our attitude always on money. Remarkably, that's our attitude on money. So, the figured out Hashem wanted us to have that attitude to money. I think it's remarkable. I think he's right. Somebody can argue he's a tzaddik literally just studying Torah. Not that he's not trying to say stark and cute and all he's doing. He was studying what happened to us. This was this tzaddik like saw that Hashem was training us. I think it's pretty cool of him. I'm having a very hard time finding the balance. Like on one hand I'm like, "Okay, the money's mine. Like I can do whatever I want with it cuz I own it. It's me." Which I'm like that's that's the side that I'm more into. On the other side, I have like this weird like like to me it almost sounds like we're in debt to Hashem. Like Hashem gives us this us this money and like we almost like have to do like what we want because he wants us to do what he wants. But like meaning really it's my money. I don't This is where we view by less. I can't I don't want to I don't want Yes. The The Chofetz Chaim writes that a Yid views by less in such an iPhone. Views by less the opportunity. You have the usage of this thing. It's a very beautiful view of by less. It doesn't to me Daniel doesn't like take away so it wasn't really mine. It's really yours. You manage could choose where it goes. You manage You manage could could choose where it goes and put it in proper places and you and you have that forever by the way. Where you put it's yours forever cuz you own that. Where you put it's just kedai she of layeha. That which you give away you have forever. Where you put it that that that by less remains. You cheered somebody up and you good luck. Dalton and still good looking and he like manage put it in eternal places and we could do that. Isn't that interesting way of viewing gifts? It always frustrates me when somebody doesn't like absorb gifts in that way that the gift was handed. What a chance, what an opportunity. That's the way we view receiving gifts from Hashem. >> Hashem gives us the money we're not looking at it like I'm lending I'm giving it back the money back to him but the Hashem gives us the money because we're giving it back to them. So, what what we're trying what we try to learn from this story is that we get to choose where to put it in, right? The Hashem wanted us to says that Hashem wanted us to understand that money we have is a pikadon by us. The right of usage, which is exactly the first money we ever owned was the right of usage, not the not by us in the sense of it's just by me. There's a sense of that I have the right where to put it. That's exactly the first money that we owned. But Hashem Hashem we have the same exact thing with Hashem just we're not giving the money back to Hashem. >> [applause and cheering] [singing and music] >> Sorry, you don't have a chance. There's there's tons to say about tons. I would you that I don't want to interrupt you that correct to have a shush. I want to say I want to say when the kid comes back from a mitzvah people like stand up for the kid. I want to express a lot of people went a lot of places. went on a trip father and son trip. Was how long ago that was like a week ago, two weeks ago? A week ago. He went on a trip with his his holy tata who learned in this yeshiva 25 years ago Heim Zev. I thought he had a kid. His father went with his father on a trip together with the tata. I spoke that this is a day we're speaking about brothers, about Yonatan and Yedidya. I love that went on a trip father and son that he brought his the father brought the son skiing the son went skiing. How was the father son skiing trip? It was very nice. So cool. Welcome home. You've got good color. Yeah, got a little bit. Famous. Skiing is weird. You could go It could be the guys who went skiing in your shave at chevra. Rav Shimy, if you see guys in your shiva with good color, don't assume they went to Florida. It was like 30°. The guys with good colors went skiing. He has good color. The skiing, even if it's frigid, it bounces off the snow. You went skiing, right? Not you don't know Florida, no? There was somebody else I said you got good color. He told me he went skiing also off the snow. I heard that. I heard that was that were days like that. Mordy Mordechai Samovich? Is that true, Mordechai? Yes. Did you go skiing this past week? Did you go skiing the past week? You didn't go with the Vermont chevra, New Hampshire? You just did a Shabbos. You didn't go skiing. It was Utah, right, What? Utah and Let's this is weird. and Rav Shimy is here. We should serve some cake with Let's do one brother look up at the camera. Come, come. You like this special with the Spanish? He says he wants