Day #297–Rambam DAILY Sefer HaMitzvos

it is day number 297 of our daily study of and in the three chapters day study track Mission we're continuing Mala the laws of monetary loans borrowing lending chapters 78 and nine our Mitzvah today we just have one mitzah negative commandment 239 is the prohibition against forceably taking collateral now I should clarify if at the beginning of the loan the terms of the loan were that the borrower is going to give collateral to the lender that's fine what we're talking about is that after the loan is made the Creditor gets nervous oh no this guy's going to default um I better grab something if he doesn't have money to pay me then I'm going to go I'm going to go into his house and I'm going to take his toaster until he pays me that is expressly prohibited if the loan is due and it seems like the borrower is defaulting then the lender can go to the bezden that's the Rabin court and they will make a judgment and the court will send its Emissary to to retrieve some form of payment by seizing assets of the defaulting uh borrower but the Creditor is not allowed in any way to go into the property of the borrower and to seize an asset even to say well I'm just holding on to it until you pay and when you're ready to pay I'll give it back to you he's not allow owed to do that that is prohibited okay that is our mitzvah for today we will see you for more tomorrow God willing