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Bsefer Chayim - The Perlowitz Show

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The Perlowitz Show

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is standing here today with Hartstein. By now, everybody know the wonderful organization you started. Give us an update. Where are you holding and what are we up to? So, first of all, thank you very much for coming up. Stopped on the way upstate made a special stop, a true and we appreciate this. Oh, mine. So, this dream started right before we started this idea. We came up with some marketing. We had ideas. We launched 3 weeks ago. We had no idea what to expect. I can proudly say that today, 3 weeks after we launched the website where we didn't run any ads till about 2 weeks ago, we have over 2,000 people that visited our website. Wow. Over 200 people filled out forms that they need life insurance. anywhere between the ages of 23 to 51, all with families, all firsttime life insurance clients. We are very proud to say that starting last week, we were signing a policy a day per couple. We signed four couples last week, plus a bunch of singles. And yesterday, we signed somebody that's 51 years old signed life insurance. They never had life insurance, you know. Wow. And I can tell you like this. I just want to clarify for to my viewers that Schmooly is not a life insurance agent. Disclaimer. Yeah. Sorry. Disclaimer. He's not a life insurance agent. I'm not in the life insurance. Nothing to do with that. He's a real estate agent. And should we share the story? I I I sell I don't sell any life insurance. I am in real estate and I'm happy to go back to real estate right now. This is my mission. uh someone I'm very close to lost a loved one uh before Pesak and it turned the whole family into a big fundraising mission for that family and that was very close to my heart and that's when that story happened I said I right I said enough is enough and I decided that we have to focus on where it's coming from and why it's coming so what we realized after doing a tremendous amount of research is that the average 30-year-old that never had life insurance is because it was never discussed it was never part of the planet he got mad married and then he and then he had children and it was just who ever thinks about dying, right? Nobody wants to think about that. We all want to think about positive things. But the bottom line is we came up with a cop that what if parents got life insurance for their children when they got married? An average Hassen that's 22 years old today can get a policy, a term life insurance policy for a million dollars of coverage for $25 a month. So $25 a month. You're talking about a publicly traded governmentbacked agency that's providing the policy. Whether it's Guardian, Mass Mutual, John Hancock, Credential, it doesn't matter. They're all great companies. But my point is, if a Makuten if Makan would make this part of the package and teach their children, you get married with life insurance, it's important to us as your parents. You have a child, you add $250,000 or $500,000 in coverage. By the time Aaman is 35 years old and he's healthy and he has no pre-existing conditions, he can have himself $2 to $3 million of coverage and he doesn't have to worry. Wow. Wow. So that the number stays 30 $30 a month throughout. You could do a 10 year term, 20-year term, 30 term. Some companies do 40. There's even a company I know that sells an 80-year term. But if we get diagnosed in the middle or something happens in the middle, it stays. I could tell you something. Every single day we get calls from people in their 50s that want to get life insurance. And the conversation always goes unfortunately the same. I have high blood sugar. I have diabetes. It's very expensive. And I said, "When did when were you diagnosed with this?" And they all tell me after 40 years old. And I said to them, listen, we're going to try to help you. We have great brokers that work with us, right? We send the referrals. We're going to try to help you, but you know what you can do today? They said, "What?" I said, "Today, you can hang up the phone and you can call your child that's 26 and is sitting in Lakewood or sitting wherever with two children or 27 years old and you can have them get the insurance because right now they're healthy and it's cheap for them. You don't want them to go through what you're going through. So, if you get it young and you lock in, right? You can get a 10-year term when you're 22, which is really cheap, $20 a month, and then when you're 32, you can take another 30-year term, right? You're covered till 60. The point is you have to start making insurance part of life. Just like in somebody gets engaged, you book a hole part of the taka package. Should be you book life insurance for yourself and you could see our marketing. If you come in and you see all the marketing we did, we exactly message that. Did you sign an apartment? Did you order flowers? Order life insurance. Set the wedding date. This is a poster that gives you a basic idea of of what it is. We have these cards. We have thousands of these cards with a QR code without a QR code. You could take it, you can give it out. If anybody wants to give out posters, give out cards, we have tons of them. Wow. Wow. Wow. It's unreal how you jumped into this and you do this shame shim that people just shouldn't have to m after a tragedy. I don't I is amazing. We have organizations for everything, but unfortunately most of them are to solve a crisis. Someone's in crisis, he needs money for PES. We do that, right? And they're amazing organizations. What I'm trying to do is I'm trying to do a real raffa like Mus Gilbert from RSK says. How about we be proactive and not reactive. I'm trying to set the in the next 5 years if every kala gets married with a life insurance policy. We won't have this problem in 20 years because everybody will have life insurance and they'll be fine. We can't avoid a tragedy but we could try to plan responsibly. No from Omni Group. I remember he was he's my cousin. Oh, really? Yeah, I speak to him all the time. I remember he he he one time made such a campaign just awareness that he was so busy with these campaigns all day long of tragedy campaign. Where is everybody 20 years before that? Yeah. Well, we're trying to do that. You jumped in for that. Thank you. And we'll put the website on the video. Go to the website, click on it, and how does it work? Once somebody goes to the website, somebody goes to our website. It's very easy. You can see it's very simple how it works. And then there's a get in touch. You can click on get in touch. It takes you to a form. It's your name, your city and state, your age, and a simple question. If you need life insurance that gets contacted, we we get an email right away. Within 24 hours, you will be contacted. We have a network of brokers that we use, all trusted, all signed only to sell term life insurance. No whole life. They will not be selling your whole life. They're here just to get you covered. They're part of the mission. They're in it for the right reasons. and you're going to get a call within 24 hours. You'll get an email right away that says, "Thank you for contacting me, but somebody will within 24 hours will contact you and we'll start the process." Do they have an option to choose the broker or to get different quotes? Yeah. So, every broker that we're using sells multiple companies. There's no one specific broker. So, you can go to your own broker, Adaba. Go to your own broker. We're not here to make money. So, if you have a broker and you're watching this awareness, go to them. Go to your own broker and speak to them about your personal situation. We don't offer financial advice either. Everybody is in a different situation, how much money they make and how many kids they have and what kind of lifestyle they lead. But our broker will get back to you. If you don't like them, right, then you can use any other broker. Nothing to do with me. Your goal is just do it. Do it. Do it. Doesn't matter how you do it. Do it. Exactly. You got it. Wow. Thank you so much. [Music]